• Start your purse fattening
  • Control Expenditures
  • Make your gold multiply
  • Guard your treasure from loss
  • Make your house a profitable investment
  • Insure a future income
  • Increase your ability to earn

Paraphrased from – The Richest Man in Babylon


January 02, 2018

For those of us whose retirement income could use a boost, there is a time to make up some ground. The “Empty Nest” phenomenon often opens up a span of years where the house is paid for, the kids education is paid for, and both spouses are still working.  This offers a time when a percentage of one persons income can be used to invest and grow for the immediate future.

An source of ongoing long term capital gain cash flow can be created over 5 years using the above strategy . As little as $36,000 can provide a nice boost to retirement income.

Once a 36 stock portfolio has been established stocks can be added using principal when profit is harvested through sale. This makes the cash flow ongoing and long term capital gain.

By holding profit in shares of stock and returning the principal to be invested again a portfolio can be self-sustaining, so long as the stock selection system remains consistent in picking more winners than losers.



January 02, 2018

We were newly weds living large. A Center City High Rise on the square. Doorman. Garage attendant. Roof deck. Went out to dinner a lot. Joined an expensive club. We were dinks. “Double income no kids”. For three years we had it all.

It was great fun, but we should have played it this way. When you are young and in love everything is fun. Start building your financial house. Enjoy working together on your life plan. Live lean. Work hard. Build the foundation. Party with beer. Champagne later.

Live below your means. Yuck! Don’t get the fancy new car. Don’t get the killer apartment. Don’t go out to dinner whenever you want. Educate yourself on basic financial planning. Sounds like Debby Downer come to call!

Here’s how to show Debby the door. Find a really great place to live that is quirky and cheaper. Find a cool used car that is half the price of a new one but still fun to own. Find great local places to eat with the ambiance you like, and good food at good prices. Find the fun stuff to do that doesn’t cost much. Parks, Museums, good causes.

Live lean. Live smart. Begin amassing wealth. Put it to work.

Amass most of one person’s income. Invest some of it. Live off the other person’s income as much as possible. Realize that If you do this now, your financial future brightens considerably.

As the song says “Time keeps on slipping, slipping, slipping, into the future”

Recommended reading: “The Richest Man in Babylon” (137 pages. Just do it!)